First-Time Homebuyer Tax Credits Explained

By Julie Marion, The First Time Homebuyer Workshop 

We’re breaking down one of the hottest topics in the housing market during a presidential campaign: First-Time Homebuyer Tax Credits.

Here, our mission is simple: to empower first-time buyers with the k...

The Hidden Truth About Home Affordability for First-Time Buyers

By Julie Marion, The First Time Homebuyer Workshop.

Today, we’re tackling one of the most important (and overlooked) aspects of buying your first home: affordability.

Buying your first home is exciting—but it can also be overwhelming...

Zoning Variances Explained: What First-Time Homebuyers Need to Know

By Julie Marion, The First Time Homebuyer Workshop

Buying a home isn’t just about the structure—it’s about the rules that apply to the land. One of the trickiest areas for new buyers is understanding zoning and variances.

If you’...

What Is a Lien in Real Estate?

By Julie Marion, The First Time Home Buyer Workshop

The technical definition:
👉 A lien is an encumbrance upon property for payment of a debt.

But let’s break that down:
A lien is a legal right or interest that a creditor has in another person’s property—typically as...

Freehold vs. Non-Freehold Estates Explained for First-Time Homebuyers

By Julie Marion, The First Time Homebuyer Workshop

We’re diving into a legal concept that may sound boring…until it isn’t: Freehold vs. Non-Freehold Estates.

 What Is a Freehold Estate?

A freehold estate means you have ownersh...

The Federal Reserve and You: What First-Time Homebuyers Need to Know

By Julie Marion, The First Time Homebuyer Workshop

Today we’re tackling a topic that might make your eyes glaze over at first… but I promise, it’s one of the most important things you need to understand as a future homeowner: the...

Why Understanding Amortization Schedules Can Save First-Time Homebuyers Thousands

By Julie Marion, The First Time Homebuyer Workshop

The shocking truth: most first-time buyers don’t realize they could pay double their home’s price if they don’t understand Amortization

Key Takeaways:

• An amort

  ...

📝 First Time Homebuyer Guide to Pre-Qualification; Pre-Approval & Fully Underwritten Pre-Approval Letters

By Julie Marion, The First Time Homebuyer Workshop

Understanding Pre-Qualification, Pre-Approval, and Fully Underwritten Pre-Approval Letters

Buying your first home is a thrilling milestone, ...

First Time Homebuyer: Tenants in Common

By Julie Marion, The First Time Homebuyer Workshop

What Every First-Time Homebuyer Should Know about Tenancy in Common 

When buying your first home, it’s easy to get swept up in discussions about interest rates, closing costs, and monthly payments. One top...

Closing Costs Explained: Buy Smarter as A First-Time Homebuyer

By Julie Marion, The First Time Homebuyer Workshop

Buying your first home? Beyond all the home viewings, the offers, and running around a financial bill is lurking in the wings. Closing costs can add thousands of dollars to the basi...

A First Time Homebuyer's Guide How to Make an Offer 

By Julie Marion, First Time Homebuyer Workshop

As a first-time homebuyer buying your first home can feel overwhelming, especially when it comes to making an offer on a house.  But fear not—today, we’re breaking down every aspect of the offer ste...